Investing back into grassroots sport

Fulltime Cover are a national provider of sports insurance with a dedication to reinvesting back into grassroots sport.

Building Fans not Customers

At Full-Time Cover, our team of dedicated sporting and insurance professionals are devoted to delivering a first class service for our clients. To put simply; our passion is sport, our product is insurance.

Risk Management

We recognise that no two clients’ needs are the same; so we look to offer solutions that work. We offer independent risk management solutions, so as never to oversell.

Claims Management

Through Full-time Cover, you can be assured that in the event of a claim, you will be dealing with a dedicated team providing an efficient and professional service.

Get a Quote

Request a personalised quote for you, your club or your association.

Individual Insurance

Individual Insurance

Home, Life and Health

Amateur Club Insurance

Amateur Club Insurance

From Personal Accident to Liability

Professional Club Insurance

Professional Club Insurance

Comprehensive, Professional approach

Associations Insurance

Associations Insurance

Proven track record with sporting associations

Our Model

We're dedicated to reinvesting back into grassroots sport.

Transparent Fees

We take a transparent fee for arranging insurance – we donate 20% of our fee back to a designated charity immediately. Guaranteeing donations from day 1.

Insurance for Clubs

We arrange insurance for any sports club or association – Placed within the Lloyd’s market, so you know you’re in safe hands


Creating Communities. Through the Sports Club or Association, FTC can place insurance for all their members and players. This creates a community between members and club, all with a common goal. Strength in numbers means better deals available.

Supporting Sports Charities

Should there be money leftover at end of the year through lower claims volumes, this can be used to make further contributions towards sporting charities. Adding to charitable contributions.

Charities we Support

Find out more about the charities that you support by insuring through us.

Right to Play

Founded in 2000 by Olympian Johann Olav Koss, Right To Play has pioneered a unique sports and play-based approach to learning and development.


We’re Mind, the mental health charity. We believe no one should have to face a mental health problem alone. We’re here for you.

Lord's Taverners

The Lord’s Taverners is the UK’s leading youth cricket and disability sports charity whose objective is to give disadvantaged and disabled young people a sporting chance.